You have your filing cabinet, now what?

Here is a list of my folders in my filing cabinet. Yours will look similar!

1. Mortgage (important papers regarding mortgages, monthly bills)
   
2. Electric bills
   
3. Water bills
4. Heating bills
5. Cell Phone Bill
6. Bank Statements
7. Credit Card Statements
   
8. Tax (every years taxes in individual folders within the file, house/city taxes
9. Stocks
10. Health Care (insurance bills, and the like)
11. Certificates (all important certificates, birth, marriage, diplomas...)
12. Kids (report cards, special projects, end-of-year assessments)
13. Owners manuals
    
14. Dental
15. Car (all things related to car inspections/registration, repairs and maintenance checks, insurance goes under its own file)

This is to get you started. Your own cabinet will of course have variations.

Once you set your cabinet up, it will be easy to keep track of important documents, and you will avoid the pile-up of clutter.